📈⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠⁠ George Kamel and Dr. John Delony answer your questions and discuss: "How do I best use cash I receive from a settlement?" "My grandfather's inheritance wishes go against the Baby Steps" "Should we live with my in-laws in order to be included in their will?" "Should I build a large house to accommodate family that we're no estranged from?" "I'm $600k in debt and drowning. How do I start paying this off?" "I'm upside down on a car that needs serious repairs. What should I do?" "How do I stop investing while paying off debt?" "My husband thinks if I take a part time job it will set a bad example to our kids" "Should we use our Roth IRA to pay off our house?" Next Steps: 💰How much do you need to invest each month to retire a millionaire? ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠⁠ 📱 ⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠ ⁠⁠⁠⁠⁠⁠ 📖 Your Total Money Makeover starts here. 🧠 Explore our high school personal finance and new economics curriculum. 💵⁠⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠ Get 10% off your first month of⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠ to switch today! Learn more about⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠ today to learn more For more information, go to ⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠ Get started with ⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ send us an email⁠⁠⁠. Connect with our Sponsors: Learn more about⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠ Get 20% off when you join⁠ ⁠⁠DeleteMe⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠ ⁠⁠The Nokbox⁠⁠⁠ Get started with⁠ ⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠ ⁠⁠The Ramsey Show⁠⁠⁠   🧠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠ 💰⁠ ⁠⁠George Kamel⁠⁠⁠ ⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠ 📈⁠ ⁠⁠EntreLeadership⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠   🧠⁠⁠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠ 🍸⁠⁠⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠ 💡⁠⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠⁠⁠ 💰⁠⁠⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠ 📈⁠⁠⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💰How much do you need to invest each month to retire a millionaire? Jade Warshaw and Rachel Cruze answer your questions and discuss: "Can I learn to manage my money and get my family back?" "I want to close our credit cards but my husband doesn't..." "Should I take a job offer that is further away from home but has a higher salary?" "How do I plan for having a baby with Downs Syndrome?" "I need a $3k buffer for buying a house, should I take out a student loan or put it on my credit card?" "Am I being cheap for wanting to buy a lab-grown engagement ring?" "My wife does not know how to save. How can we get financially aligned?" "How do I manage business travel expenses that are reimbursed without using a credit card?" "Whose student loans should we pay off first?" "How do you recommend telling a whole life insurance agent no?" Next Steps: ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠⁠ 📱 ⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠  💵⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! 🏠 ⁠⁠⁠⁠⁠⁠Find a Ramsey Trusted Real Estate Agent 📖 Your Total Money Makeover starts here. 💗 ⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠ Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠ Get 10% off your first month of⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠ to switch today! Learn more about⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠ today to learn more For more information, go to ⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠ Get started with ⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices